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Credit Risk Analyst

Swiss Re

Information about the position

  • Place of work: Mlynské nivy, Bratislava, Slovakia (Job with occasional home office)
  • Basic wage component (gross) and other rewards: From 1 600 EUR/monthThe minimum gross monthly base salary for this role is 1600 EUR full time. Our final offer to you will be set up fairly, considering the skills and experience that you bring to the Swiss Re Group. You can look forward to extra rewards and benefits including an attractive performance-based bonus.
  • Contract type: full-time

Job description, responsibilities and duties

Are you looking for a challenge and an opportunity to further advance your skills and career in a phenomenal working environment? Do you like to work in a global team and does the world of finance, insurance and trade fascinate you? Are you attracted by contributing to the data-driven transformation of Swiss Re? We are looking for an energetic professional to join our Credit Product Centre team and this could be your opportunity.

You will be part of the deal team for credit and surety underwriting and responsible for:
• The professional and profound credit risk /rating assessment and financial analysis of a diverse set of corporates.
• The approval/recommendation of credit limits in line with internal policies and standards
• The evaluation of financing structures, the delivery of objective risk related inputs on transactions and counterparties as well as the recommendation on risk mitigation and loss prevention.
• The monitoring of the credit exposure to assess the potential impact of market events on specific counterparties or portfolios.
• The identification of high-risk companies and potential recommendations on watchlist placements.
• The communication with internal stakeholders and underwriters.
• The improvement of credit file productivity and processing efficiency and respond in timely manner to credit/underwriting requests.
• Contribution towards shaping data and technology driven transformation and solve business problems using innovative technology to ensure profitable business and cultivate growth ambitions.

This is a unique opportunity to apply your risk knowledge and credit analytical skills with a real portfolio, relate economic developments to the market performance and investigate trends to ensure a sustainable profitability.
In this role, you will work with colleagues in diverse functions including underwriting, risk management, portfolio management and claims. In addition to the day-to-day tasks, you will contribute to activities linked to the elaboration and implementation of the strategy of the Credit & Surety unit.

If you think out of the box, you are creative and you enjoy being a business-oriented team colleague driving for realistic solutions, this is an opportunity for you.

The Credit Product Centre reports directly to the Global Head of Credit & Surety (C&S) Corporate Solutions who in turn reports to the Corporate Solutions Chief Underwriting Officer. The C&S unit of Corporate Solutions provides credit risk-based insurance solutions to banks and corporates in the areas of Trade, Commodity and Project Finance, Surety, Political Risk Insurance and Trade Credit Insurance. The team has full profit centre responsibilities and comprises specialized credit origination and underwriting professionals located in 14 offices within the 4 global Corporate Solutions regions.

The Credit Product Centre (CPC) is, in general, responsible for:
• Leading key C&S CorSo strategic initiatives in the area of risk assessment and insights.
• Providing high-quality, fundamental corporate obligor and transaction credit risk assessments in support of the C&S unit's diverse credit-related underwriting activities.
• Conducting forward-looking sector and credit market analyses and feasibility studies.
• Underwriting Policy and ensuring overall compliance with unit, divisional and Swiss Re Group standards.
• Ensuring accuracy and integrity of methods and tools used to support transaction pricing.
• Ensuring proper monitoring and oversight of the in-force Credit & Surety portfolio.

The Credit Product Centre is a globally distributed team with presence in Sao Paulo, Frankfurt, Munich, Bratislava, Zurich, Bangalore and Singapore. The Credit Product Centre also maintains direct contact to diverse senior management throughout Swiss Re by acting as the key Credit & Surety link with Swiss Re Group Risk Management and Group Underwriting, Legal, Operations, Finance, Claims and Actuarial (pricing and reserving).

Information about the selection process

This job offer is suitable for people who have been impacted by the invasion of Ukraine.

We are an equal opportunity employer, and we value diversity at our company. Our aim is to live visible and invisible diversity – diversity of age, race, ethnicity, nationality, gender, gender identity, sexual orientation, religious beliefs, physical abilities, personalities and experiences – at all levels and in all functions and regions. We also collaborate in a flexible working environment, providing you with a compelling degree of autonomy to decide how, when and where to carry out your tasks.

We provide feedback to all candidates via email. If you have not heard back from us, please check your spam folder.

Requirements for the employee

Candidates with education suit the position

University education (Bachelor's degree)
University education (Master's degree)
Postgraduate (Doctorate)

Language skills

English - Upper intermediate (B2)

Personality requirements and skills

• 4-7 years of experience in credit analysis and credit-related work. Knowledge of corporate loans, structured financing and trade finance products is a plus.
• Strong academic background with a relevant business degree and/or post - graduate or MBA / CFA / Chartered Accountant or similar qualification in finance.
• Proficient in financial spreading, financial projections, experience in handling of credit application documents is advantageous.
• Good knowledge and understanding of global macroeconomics, financial markets and credit-related products
• Experience in credit analysis of asset/fund managers, private equity/venture capital firms is highly beneficial.
• Prior experience in risk analytics e.g., quantitative credit analysis is preferred, but not required.
• Solid understanding of database management tools, strong skills in Excel and other MS Office software is an added advantage.
• Flexibility to work in project teams.
• Proficiency in English required; proficiency in German is a distinct plus; additional language skills (Spanish, Portuguese or French preferred) would be given positive consideration

• Quantitative and analytical skills, pragmatism, and firm judgment
• Independent thinking, appetite for knowledge, business curiosity an ambition to develop are a must.
• Convincing interpersonal skills and ability to maintain effective working relations in a multi-disciplinary and multi-cultural environment.


Brief description of the company

As the world's leading and most diversified global reinsurer, we offer as our core business financial services products that enable risk taking essential to enterprise and progress. Our company was founded in Zurich, Switzerland in 1863, and operates in more than 25 countries and provides its expertise and services to clients throughout the world. We combine financial strengths with experience, knowledge and creative thought to explore new opportunities in the interests of our clients, staff and shareholders.

Number of employees

1000 and more employees


Contact person: Tamara Volosinova